Tough economic times call for shrewd management of the assets you already have. And for most homeowners in Dallas-Ft. Worth, there’s no bigger asset than the house in which they live.
More than anything else, a home mortgage refinance gives you options in an economy that might be stripping you of them — a chance to wisely and carefully make the different elements of your personal finances add up in your favor.
A good home mortgage refinance can:
- Provide access to extra cash.
- Lower your monthly mortgage payments.
- Tap into the equity of your largest asset.
- Shorten the length of your mortgage.
- Create security, stability and certainty by switching from an adjustable rate mortgage to a fixed rate mortgage.
- Reverse past mortgage mistakes, and save thousands of dollars in unnecessary interest payments.
At TexasLending.com , we’re dedicated to helping you save more money while simultaneously setting you up with a safe and stable loan going forward. Why?
Because refinances can get pretty complicated, and choosing the best one for you isn’t simple. Your house can provide a steady stream of cash and other benefits — but only if you do it the right way.
Here are just a few of the refinance extremes available from TexasLending.com:
- 97% refinance with collections on your credit.
- 80% refinancing on Jumbo loans.
- Refinance from a subprime loan to FHA
- 100% refinance on VA loans
- Refinance from an ARM to a low fixed rate.
- Refinance to a 30 fixed loan term with the option to pay only interest for the first 15 years. Pay principal when you wish during the interest only period.
- Refinance up to 97% of home value with open Chapter 13 bankruptcy.
- Refinance up to 97% of home value even if you are in Consumer Credit Counseling.
- Refinance up to 95% of home value on conventional loans with credit scores above 680.
- Refinance is possible with open tax liens, judgments, and past foreclosure on credit.
- Refinance on FHA loans with credit scores as low as 620 on FHA or VA loans.
- Refinance to catch up past due house payments or to roll taxes and insurance into your payment.
- Refinance to similar rates as someone with perfect credit even with collections.
Contact one of our home mortgage refinance experts today for more information, or apply for a loan now.
Tags: FHA, fixed rate, home equity, homebuying advice, mortgages, refinance