Despite the pain it causes for many Dallas homeowners, a slumping market is still a uniquely lucrative opportunity for first-time home-buyers. If you don’t need to sell your home in order to buy a home, now might be a great time to do exactly that.
But information is key to navigating the home-buying process — especially for those who haven’t done it before. Here at Texas Lending, our Texas home loan experts can make home-buying easy for you.
Here are three areas where we can give you what you need to know:
1. The Process
A simple, transparent process makes life easier for everyone involved in a home purchase. So we’re eager to tell you everything you need to about:
- Our Loan Process
- The Application Process
- Shopping for a Home
- Loan Processing
- Setting a Closing Date
- Signing Your Home Loan at the Title Company
- Loan Funding
To understand more, take a look our home loan process resource section, which walks you through everything from credit reports to applications to underwriting approval.
2. The Available Options
Not every potential homeowner will be in the same situation. So we offer a comprehensive variety of home loan options, including:
- Conventional loans
- 30-year fixed-rate loans
- 15-year fixed rate loans
- FHA loans
- VA loans
- Jumbo loans
- Adjustable-rate mortgages (ARMs)
- Interest-only loans
3. The Future
At Texas Lending, our goal is to help your family buy a house that you love and that you can afford — both now and two decades down the road. Our careful, informative process is designed to ensure that you won’t end up in over your head.
But circumstances do change over time. Economies boom and slump, rates rise and fall, and jobs are gained and lost. So we offer a smorgasbord of ways to alter your situation down the road, including home refinance loans, home equity loans, and reverse mortgages. In fact, we offer the lowest Texas refinance rates anywhere (Check out today’s home loan rates).